If you’re enrolled in a Medicare Advantage (MAPD) plan and experiencing higher costs, limited provider access, or prescription frustrations, you may not have to stay stuck. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31, 2026, and it gives eligible beneficiaries a one-time opportunity to change plans.

At The Holt Agency, we speak with many Medicare Advantage members who didn’t realize their plan wasn’t a good fit until they started using it. If that sounds familiar, now is the time to review your options with a local Medicare expert.

Common Signs It’s Time to Review Your Plan

• Your doctor or specialist is out of network
• Prescription costs are higher than expected
• You’re paying more out of pocket than anticipated
• The plan doesn’t fit how you actually use healthcare3

If any of these apply, MA Open Enrollment may be your chance to make a change.

Why Work With a Local Medicare Agent?

Medicare Advantage plans are regional, and small differences in networks and benefits can have a big impact. A local agent understands which plans work best in your area, which doctors participate, and how coverage really performs—not just how it looks in a brochure.

We’ll help you:

• Verify doctors and hospitals
• Review prescription drug coverage
• Compare available MAPD plans
• Make a confident, informed switch

Important: Only One Change Is Allowed

During MA Open Enrollment, you may switch to a different Medicare Advantage plan or return to Original Medicare. However, only one change is permitted, making it essential to get it right the first time.

That’s why working with an experienced local agent can help you avoid costly mistakes.

Don’t Spend Another Year in the Wrong Plan

Staying in a Medicare Advantage plan that doesn’t meet your needs can lead to unnecessary expenses and ongoing frustration. If your coverage isn’t working for you, the January 1–March 31, 2026 Open Enrollment Period may be your opportunity to find a better fit.

Take the Next Step

A quick plan review could help identify options that better align with your doctors, prescriptions, and budget.

Schedule your Medicare Advantage review with The Holt Agency today and get clear, local guidance during this important enrollment window.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048), 24 hours a day/7 days a week, to get information on all of your options.